FAQ
Frequently asked questions about Daily Wage
The most common questions about Daily Wage (Earned Wage Access) — answered briefly and true to its nature: accessing earned wages, not borrowing.
Is Daily Wage a loan?
No. Employees only access, in advance, the pay for days they have actually worked. It is their own earned wages — no interest and no debt — fundamentally different from a loan.
How is it different from consumer lending or predatory credit?
A loan means receiving someone else's money and repaying it with interest, creating debt. Daily Wage is the opposite: early access to wages already earned, reconciled at the employer's payroll. No interest, no debt, no credit-style obligations.
Do employees pay interest or penalty fees?
By nature Daily Wage carries no interest. The amount accessed early is deducted directly on the next payslip — transparent and clearly reconciled.
Does early access affect one's credit score?
Because Daily Wage is not a loan and creates no credit-debt obligation, by its nature it is not a credit product on the system. This is the core distinction to understand correctly.
How much can an employee access in advance?
The amount is tied to the days already worked and to each employer's policy. Specific limits and ratios are decided by the employer at rollout — Nhan Kiet advises based on each organization's specifics.
Does the employer have to change payroll cash flow?
The model is designed to reconcile against the employer's existing payroll cycle, minimizing cash-flow disruption. Nhan Kiet helps design a suitable reconciliation and operating process.
Who operates this Daily Wage product?
Daily Wage is a product of Nhan Kiet Manpower Supply Co., Ltd (tax code 0308022768) — a workforce supply and HR management company operating since 2009. Clear identity, clear accountability.
Is Daily Wage legal in Vietnam?
Nhan Kiet is committed to operating Daily Wage transparently and true to its nature — "accessing earned wages, not borrowing". A detailed legal assessment of the EWA model in Vietnam will be published once officially confirmed: [CHỜ ANH LÊ CẤP].
How does a company get started?
Leave your contact details on the website; the Nhan Kiet team will advise on the model, the reconciliation process and operations tailored to your company.